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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,323 | $91,760-31.0% | $156,181-59.5% | $67,986-6.9% |
| Participation rate | 69.6% | 65.0%+4.6pp | 78.8%-9.2pp | 57.2%+12.4pp |
| Annual return | 19.07% | 18.14%+0.9pp | 64.87%-45.8pp | 31.67%-12.6pp |
| Employer contribution / active EE | $2,803 | $2,419+15.9% | $4,294-34.7% | $2,019+38.9% |
| Participant deferral / active EE | $5,836 | $3,960+47.4% | $6,132-4.8% | $3,358+73.8% |
| Admin fee / account holder | $8,089 | $3,949+104.9% | $14,586-44.5% | $3,203+152.5% |