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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,503 | $107,809-26.3% | $90,657-12.3% | $135,380-41.3% |
| Participation rate | 40.0% | 78.0%-38.0pp | 74.0%-34.0pp | 82.6%-42.6pp |
| Annual return | -7.88% | -0.90%-7.0pp | 1.89%-9.8pp | 519.81%-527.7pp |
| Employer contribution / active EE | $6,999 | $3,018+131.9% | $2,532+176.4% | $4,779+46.5% |
| Participant deferral / active EE | $7,660 | $3,872+97.8% | $3,424+123.7% | $5,609+36.6% |
| Admin fee / account holder | $140 | $5,931-97.6% | $4,994-97.2% | $10,828-98.7% |