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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,783 | $113,338-47.3% | $94,993-37.1% | $147,586-59.5% |
| Participation rate | 42.9% | 78.0%-35.1pp | 73.9%-31.0pp | 82.8%-40.0pp |
| Annual return | 22.24% | 20.80%+1.4pp | 27.14%-4.9pp | 578.59%-556.4pp |
| Employer contribution / active EE | $787 | $3,160-75.1% | $2,603-69.8% | $4,876-83.9% |
| Participant deferral / active EE | $5,500 | $3,777+45.6% | $3,317+65.8% | $5,439+1.1% |
| Admin fee / account holder | $0 | $6,063-100.0% | $4,960-100.0% | $10,886-100.0% |