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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,297 | $129,959-51.3% | $104,301-39.3% | $134,509-52.9% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -19.92% | 42.04%-62.0pp | 24.61%-44.5pp | 418.13%-438.1pp |
| Employer contribution / active EE | $400 | $4,185-90.4% | $3,373-88.1% | $4,741-91.6% |
| Participant deferral / active EE | $6,150 | $5,589+10.0% | $4,626+33.0% | $6,400-3.9% |
| Admin fee / account holder | $446 | $9,325-95.2% | $7,340-93.9% | $11,427-96.1% |