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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,365 | $91,179-66.7% | $178,499-83.0% | $79,852-62.0% |
| Participation rate | 80.9% | 69.2%+11.6pp | 81.9%-1.1pp | 69.6%+11.2pp |
| Annual return | 43.17% | 24.19%+19.0pp | 151.10%-107.9pp | 31.72%+11.5pp |
| Employer contribution / active EE | $2,064 | $3,256-36.6% | $5,011-58.8% | $2,471-16.5% |
| Participant deferral / active EE | $3,064 | $3,236-5.3% | $5,202-41.1% | $3,740-18.1% |
| Admin fee / account holder | $411 | $6,749-93.9% | $13,986-97.1% | $5,306-92.3% |