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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,192 | $85,171-73.9% | $172,752-87.2% | $72,975-69.6% |
| Participation rate | 84.4% | 70.1%+14.3pp | 82.6%+1.7pp | 69.5%+14.9pp |
| Annual return | 24.48% | 27.32%-2.8pp | 802.97%-778.5pp | 81.01%-56.5pp |
| Employer contribution / active EE | $2,335 | $3,324-29.8% | $5,144-54.6% | $2,440-4.3% |
| Participant deferral / active EE | $3,788 | $3,260+16.2% | $5,198-27.1% | $3,608+5.0% |
| Admin fee / account holder | $2,194 | $5,880-62.7% | $13,955-84.3% | $5,124-57.2% |