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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,816 | $112,729-80.6% | $98,716-77.9% | $137,256-84.1% |
| Participation rate | 83.3% | 74.2%+9.1pp | 69.3%+14.0pp | 80.0%+3.4pp |
| Annual return | 27.91% | 38.48%-10.6pp | 31.81%-3.9pp | 220.34%-192.4pp |
| Employer contribution / active EE | $2,167 | $2,725-20.5% | $2,279-4.9% | $4,156-47.9% |
| Participant deferral / active EE | $7,460 | $4,640+60.8% | $4,048+84.3% | $6,407+16.4% |
| Admin fee / account holder | $1,706 | $10,129-83.2% | $8,703-80.4% | $12,270-86.1% |