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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,550 | $109,411-81.2% | $89,435-77.0% | $158,982-87.1% |
| Participation rate | 60.0% | 74.3%-14.3pp | 68.0%-8.0pp | 82.0%-22.0pp |
| Annual return | 19.45% | 345.68%-326.2pp | 245.55%-226.1pp | 302.99%-283.5pp |
| Employer contribution / active EE | $1,617 | $3,173-49.0% | $2,587-37.5% | $4,763-66.0% |
| Participant deferral / active EE | $8,176 | $4,600+77.7% | $3,890+110.2% | $5,983+36.6% |
| Admin fee / account holder | $0 | $6,159-100.0% | $4,884-100.0% | $11,252-100.0% |