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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,666 | $175,231-64.8% | $149,696-58.8% | $139,466-55.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.01% | 166.77%-148.8pp | 134.46%-116.4pp | 373.66%-355.7pp |
| Employer contribution / active EE | $6,025 | $5,478+10.0% | $4,821+25.0% | $4,754+26.7% |
| Participant deferral / active EE | $5,620 | $6,521-13.8% | $5,682-1.1% | $6,712-16.3% |
| Admin fee / account holder | $831 | $16,155-94.9% | $13,212-93.7% | $11,409-92.7% |