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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,301 | $209,422-77.4% | $178,503-73.5% | $158,982-70.2% |
| Participation rate | 68.4% | 86.4%-17.9pp | 81.9%-13.5pp | 82.0%-13.5pp |
| Annual return | 18.78% | 188.81%-170.0pp | 151.12%-132.3pp | 302.99%-284.2pp |
| Employer contribution / active EE | $2,775 | $5,707-51.4% | $5,011-44.6% | $4,763-41.7% |
| Participant deferral / active EE | $2,314 | $5,955-61.1% | $5,202-55.5% | $5,983-61.3% |
| Admin fee / account holder | $1,917 | $17,079-88.8% | $13,987-86.3% | $11,252-83.0% |