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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,798 | $93,598+24.8% | $135,974-14.1% | $75,173+55.4% |
| Participation rate | 60.0% | 75.2%-15.2pp | 81.9%-21.9pp | 67.2%-7.2pp |
| Annual return | 23.29% | 30.89%-7.6pp | 68.30%-45.0pp | 160.72%-137.4pp |
| Employer contribution / active EE | $3,581 | $3,538+1.2% | $4,859-26.3% | $2,671+34.1% |
| Participant deferral / active EE | $11,246 | $6,405+75.6% | $7,760+44.9% | $4,126+172.6% |
| Admin fee / account holder | $30 | $6,978-99.6% | $10,767-99.7% | $5,651-99.5% |