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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,058 | $165,399-32.9% | $149,745-25.8% | $158,982-30.1% |
| Participation rate | 42.9% | 84.6%-41.7pp | 82.5%-39.6pp | 82.0%-39.1pp |
| Annual return | 27.13% | 348.34%-321.2pp | 276.72%-249.6pp | 302.99%-275.9pp |
| Employer contribution / active EE | $3,279 | $5,105-35.8% | $4,646-29.4% | $4,763-31.1% |
| Participant deferral / active EE | $7,245 | $7,183+0.9% | $6,843+5.9% | $5,983+21.1% |
| Admin fee / account holder | $19 | $10,811-99.8% | $9,312-99.8% | $11,252-99.8% |