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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,956 | $201,372+7.2% | $184,260+17.2% | $145,884+48.0% |
| Participation rate | 61.5% | 87.5%-26.0pp | 86.8%-25.3pp | 80.3%-18.8pp |
| Annual return | 17.91% | 29.04%-11.1pp | 28.84%-10.9pp | 551.85%-533.9pp |
| Employer contribution / active EE | $2,251 | $7,024-67.9% | $6,427-65.0% | $4,662-51.7% |
| Participant deferral / active EE | $7,140 | $9,808-27.2% | $9,133-21.8% | $6,690+6.7% |
| Admin fee / account holder | $524 | $16,362-96.8% | $13,898-96.2% | $13,392-96.1% |