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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,832 | $185,905+1.6% | $170,057+11.0% | $139,487+35.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 20.25% | 60.56%-40.3pp | 53.42%-33.2pp | 373.84%-353.6pp |
| Employer contribution / active EE | $2,968 | $7,597-60.9% | $6,790-56.3% | $4,755-37.6% |
| Participant deferral / active EE | $8,631 | $11,627-25.8% | $10,411-17.1% | $6,713+28.6% |
| Admin fee / account holder | $668 | $15,397-95.7% | $12,826-94.8% | $11,407-94.1% |