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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,798 | $148,629-54.4% | $135,982-50.1% | $139,487-51.4% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 27.81% | 79.33%-51.5pp | 68.32%-40.5pp | 373.84%-346.0pp |
| Employer contribution / active EE | $2,245 | $5,247-57.2% | $4,859-53.8% | $4,755-52.8% |
| Participant deferral / active EE | $7,564 | $8,102-6.6% | $7,760-2.5% | $6,713+12.7% |
| Admin fee / account holder | $1,113 | $12,406-91.0% | $10,767-89.7% | $11,407-90.2% |