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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,798 | $148,558-54.4% | $135,925-50.1% | $139,427-51.4% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 27.81% | 79.22%-51.4pp | 68.25%-40.4pp | 373.27%-345.5pp |
| Employer contribution / active EE | $2,245 | $5,244-57.2% | $4,857-53.8% | $4,752-52.7% |
| Participant deferral / active EE | $7,564 | $8,101-6.6% | $7,759-2.5% | $6,711+12.7% |
| Admin fee / account holder | $1,113 | $12,401-91.0% | $10,764-89.7% | $11,404-90.2% |