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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,654 | $64,706-69.6% | $112,244-82.5% | $68,498-71.3% |
| Participation rate | 96.4% | 67.1%+29.3pp | 75.1%+21.4pp | 67.9%+28.5pp |
| Annual return | -17.48% | -11.40%-6.1pp | 27.46%-44.9pp | -7.84%-9.6pp |
| Employer contribution / active EE | $3,772 | $2,746+37.4% | $3,635+3.8% | $2,596+45.3% |
| Participant deferral / active EE | $3,223 | $3,565-9.6% | $4,728-31.8% | $4,027-20.0% |
| Admin fee / account holder | $1,106 | $5,231-78.9% | $6,411-82.8% | $5,403-79.5% |