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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,044 | $139,948-75.7% | $121,663-72.0% | $154,746-78.0% |
| Participation rate | 87.5% | 78.0%+9.5pp | 74.5%+13.0pp | 80.7%+6.8pp |
| Annual return | 16.89% | 230.52%-213.6pp | 147.54%-130.6pp | 172.34%-155.4pp |
| Employer contribution / active EE | $3,094 | $3,521-12.1% | $3,020+2.5% | $4,379-29.3% |
| Participant deferral / active EE | $5,503 | $5,629-2.2% | $4,887+12.6% | $6,730-18.2% |
| Admin fee / account holder | $2,393 | $17,321-86.2% | $14,289-83.3% | $14,365-83.3% |