Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,799 | $98,766-86.0% | $149,730-90.8% | $79,852-82.7% |
| Participation rate | 46.4% | 75.8%-29.4pp | 82.5%-36.1pp | 69.6%-23.2pp |
| Annual return | 51.82% | 27.43%+24.4pp | 276.70%-224.9pp | 31.72%+20.1pp |
| Employer contribution / active EE | $1,105 | $3,217-65.6% | $4,645-76.2% | $2,471-55.3% |
| Participant deferral / active EE | $3,254 | $5,681-42.7% | $6,843-52.4% | $3,740-13.0% |
| Admin fee / account holder | $2,640 | $6,052-56.4% | $9,310-71.6% | $5,306-50.2% |