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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,703 | $118,708-79.2% | $98,920-75.0% | $158,982-84.5% |
| Participation rate | 33.3% | 77.8%-44.5pp | 76.0%-42.7pp | 82.0%-48.6pp |
| Annual return | 8.04% | 372.49%-364.4pp | 196.47%-188.4pp | 302.99%-294.9pp |
| Employer contribution / active EE | $2,205 | $3,334-33.9% | $2,689-18.0% | $4,763-53.7% |
| Participant deferral / active EE | $2,716 | $5,089-46.6% | $4,245-36.0% | $5,983-54.6% |
| Admin fee / account holder | $38,613 | $10,134+281.0% | $6,643+481.3% | $11,252+243.2% |