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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,523 | $116,190-65.1% | $93,614-56.7% | $152,885-73.5% |
| Participation rate | 50.0% | 78.0%-28.0pp | 75.8%-25.8pp | 82.5%-32.5pp |
| Annual return | 26.93% | 35.96%-9.0pp | 32.76%-5.8pp | 345.39%-318.5pp |
| Employer contribution / active EE | $2,330 | $3,219-27.6% | $2,718-14.3% | $4,763-51.1% |
| Participant deferral / active EE | $3,463 | $4,604-24.8% | $4,069-14.9% | $5,851-40.8% |
| Admin fee / account holder | $0 | $10,749-100.0% | $7,889-100.0% | $11,598-100.0% |