Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,173 | $73,848-98.4% | $143,799-99.2% | $68,486-98.3% |
| Participation rate | 54.1% | 66.7%-12.6pp | 80.3%-26.2pp | 67.9%-13.8pp |
| Annual return | 10.85% | 0.91%+9.9pp | -0.04%+10.9pp | -7.85%+18.7pp |
| Employer contribution / active EE | $0 | $3,184-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $197 | $3,385-94.2% | $5,638-96.5% | $4,028-95.1% |
| Admin fee / account holder | $356 | $5,755-93.8% | $14,677-97.6% | $5,404-93.4% |