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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,867 | $135,639-68.4% | $110,241-61.1% | $135,382-68.3% |
| Participation rate | 88.2% | 83.5%+4.8pp | 79.8%+8.4pp | 82.6%+5.6pp |
| Annual return | -8.80% | 513.21%-522.0pp | 314.75%-323.6pp | 519.77%-528.6pp |
| Employer contribution / active EE | $1,258 | $4,907-74.4% | $3,827-67.1% | $4,779-73.7% |
| Participant deferral / active EE | $3,347 | $5,507-39.2% | $4,672-28.4% | $5,609-40.3% |
| Admin fee / account holder | $4,857 | $11,457-57.6% | $8,548-43.2% | $10,829-55.1% |