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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,219 | $118,875-31.7% | $96,572-15.9% | $167,553-51.5% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 15.78% | 50.50%-34.7pp | 37.79%-22.0pp | 478.89%-463.1pp |
| Employer contribution / active EE | $2,457 | $3,121-21.3% | $2,357+4.2% | $4,840-49.2% |
| Participant deferral / active EE | $8,691 | $4,617+88.2% | $3,850+125.8% | $6,343+37.0% |
| Admin fee / account holder | $628 | $8,070-92.2% | $6,183-89.8% | $12,316-94.9% |