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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,352 | $112,933-35.9% | $90,970-20.5% | $158,982-54.5% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 16.64% | 215.82%-199.2pp | 134.60%-118.0pp | 302.99%-286.3pp |
| Employer contribution / active EE | $1,488 | $2,893-48.6% | $2,122-29.9% | $4,763-68.8% |
| Participant deferral / active EE | $5,401 | $4,128+30.9% | $3,373+60.1% | $5,983-9.7% |
| Admin fee / account holder | $507 | $8,047-93.7% | $5,961-91.5% | $11,252-95.5% |