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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,247 | $138,114-68.0% | $125,391-64.7% | $134,545-67.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.36% | 750.88%-772.2pp | 572.41%-593.8pp | 418.37%-439.7pp |
| Employer contribution / active EE | $14,686 | $5,246+179.9% | $4,816+205.0% | $4,742+209.7% |
| Participant deferral / active EE | $4,046 | $7,801-48.1% | $7,448-45.7% | $6,401-36.8% |
| Admin fee / account holder | $1,673 | $11,570-85.5% | $10,009-83.3% | $11,431-85.4% |