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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,933 | $157,304-83.5% | $141,197-81.6% | $152,909-83.0% |
| Participation rate | 57.1% | 84.8%-27.7pp | 82.5%-25.3pp | 82.5%-25.3pp |
| Annual return | 22.23% | 64.34%-42.1pp | 71.41%-49.2pp | 345.46%-323.2pp |
| Employer contribution / active EE | $8,158 | $5,263+55.0% | $4,736+72.2% | $4,764+71.2% |
| Participant deferral / active EE | $2,974 | $7,111-58.2% | $6,710-55.7% | $5,851-49.2% |
| Admin fee / account holder | $12,938 | $12,126+6.7% | $10,265+26.0% | $11,601+11.5% |