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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,823 | $148,558-89.3% | $135,925-88.4% | $139,427-88.7% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 23.43% | 79.22%-55.8pp | 68.25%-44.8pp | 373.27%-349.8pp |
| Employer contribution / active EE | $6,971 | $5,244+32.9% | $4,857+43.5% | $4,752+46.7% |
| Participant deferral / active EE | $11,019 | $8,101+36.0% | $7,759+42.0% | $6,711+64.2% |
| Admin fee / account holder | $9,181 | $12,401-26.0% | $10,764-14.7% | $11,404-19.5% |