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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,823 | $148,629-89.4% | $135,982-88.4% | $139,487-88.7% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 23.43% | 79.33%-55.9pp | 68.32%-44.9pp | 373.84%-350.4pp |
| Employer contribution / active EE | $6,971 | $5,247+32.9% | $4,859+43.5% | $4,755+46.6% |
| Participant deferral / active EE | $11,019 | $8,102+36.0% | $7,760+42.0% | $6,713+64.2% |
| Admin fee / account holder | $9,181 | $12,406-26.0% | $10,767-14.7% | $11,407-19.5% |