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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,441 | $217,392-78.2% | $185,818-74.5% | $167,497-71.7% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 19.78% | 148.37%-128.6pp | 122.06%-102.3pp | 478.62%-458.8pp |
| Employer contribution / active EE | $7,726 | $5,873+31.5% | $5,168+49.5% | $4,838+59.7% |
| Participant deferral / active EE | $9,958 | $6,357+56.7% | $5,568+78.8% | $6,341+57.0% |
| Admin fee / account holder | $2,455 | $19,813-87.6% | $16,239-84.9% | $12,310-80.1% |