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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,005 | $148,558-57.6% | $135,925-53.6% | $139,427-54.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.92% | 79.22%-63.3pp | 68.25%-52.3pp | 373.27%-357.3pp |
| Employer contribution / active EE | $8,614 | $5,244+64.3% | $4,857+77.3% | $4,752+81.3% |
| Participant deferral / active EE | $12,576 | $8,101+55.2% | $7,759+62.1% | $6,711+87.4% |
| Admin fee / account holder | $1,985 | $12,401-84.0% | $10,764-81.6% | $11,404-82.6% |