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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,043 | $217,432-80.7% | $185,849-77.4% | $167,536-74.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 0.01% | 148.42%-148.4pp | 122.10%-122.1pp | 478.82%-478.8pp |
| Employer contribution / active EE | $1,793 | $5,875-69.5% | $5,169-65.3% | $4,839-63.0% |
| Participant deferral / active EE | $8,939 | $6,357+40.6% | $5,569+60.5% | $6,342+40.9% |
| Admin fee / account holder | $1,153 | $19,818-94.2% | $16,244-92.9% | $12,315-90.6% |