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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,181 | $202,342-86.6% | $172,753-84.3% | $152,909-82.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 2.09% | 1029.88%-1027.8pp | 803.00%-800.9pp | 345.46%-343.4pp |
| Employer contribution / active EE | $1,867 | $5,857-68.1% | $5,144-63.7% | $4,764-60.8% |
| Participant deferral / active EE | $8,167 | $5,948+37.3% | $5,198+57.1% | $5,851+39.6% |
| Admin fee / account holder | $624 | $17,112-96.4% | $13,956-95.5% | $11,601-94.6% |