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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,027 | $138,068-76.1% | $125,358-73.7% | $134,493-75.4% |
| Participation rate | 78.6% | 84.5%-5.9pp | 82.4%-3.8pp | 81.2%-2.7pp |
| Annual return | -19.12% | 750.30%-769.4pp | 572.03%-591.2pp | 418.01%-437.1pp |
| Employer contribution / active EE | $3,604 | $5,244-31.3% | $4,814-25.1% | $4,740-24.0% |
| Participant deferral / active EE | $6,842 | $7,799-12.3% | $7,447-8.1% | $6,400+6.9% |
| Admin fee / account holder | $1,787 | $11,568-84.6% | $10,007-82.1% | $11,425-84.4% |