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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,027 | $138,114-76.1% | $125,391-73.7% | $134,545-75.5% |
| Participation rate | 78.6% | 84.5%-5.9pp | 82.4%-3.8pp | 81.2%-2.7pp |
| Annual return | -19.12% | 750.88%-770.0pp | 572.41%-591.5pp | 418.37%-437.5pp |
| Employer contribution / active EE | $3,604 | $5,246-31.3% | $4,816-25.2% | $4,742-24.0% |
| Participant deferral / active EE | $6,842 | $7,801-12.3% | $7,448-8.1% | $6,401+6.9% |
| Admin fee / account holder | $1,787 | $11,570-84.6% | $10,009-82.1% | $11,431-84.4% |