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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,435 | $183,592+124.6% | $155,567+165.1% | $145,959+182.6% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 17.06% | 61.24%-44.2pp | 64.74%-47.7pp | 561.95%-544.9pp |
| Employer contribution / active EE | $661 | $5,315-87.6% | $4,674-85.9% | $4,661-85.8% |
| Participant deferral / active EE | $22,536 | $6,464+248.6% | $5,628+300.5% | $6,689+236.9% |
| Admin fee / account holder | $19,814 | $19,318+2.6% | $15,916+24.5% | $13,398+47.9% |