Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,370 | $81,474-60.3% | $133,956-75.8% | $73,493-56.0% |
| Participation rate | 63.0% | 76.4%-13.4pp | 79.8%-16.8pp | 70.7%-7.7pp |
| Annual return | 20.90% | 19.40%+1.5pp | 45.09%-24.2pp | 28.51%-7.6pp |
| Employer contribution / active EE | $1,229 | $2,209-44.4% | $3,919-68.6% | $2,270-45.9% |
| Participant deferral / active EE | $2,766 | $3,786-26.9% | $5,048-45.2% | $3,740-26.0% |
| Admin fee / account holder | $1,471 | $713+106.3% | $8,927-83.5% | $513+186.7% |