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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,096 | $56,894-19.0% | $84,753-45.6% | $62,881-26.7% |
| Participation rate | 75.0% | 68.5%+6.5pp | 76.6%-1.6pp | 69.3%+5.7pp |
| Annual return | 7.21% | 6.30%+0.9pp | 22.78%-15.6pp | 20.14%-12.9pp |
| Employer contribution / active EE | $2,657 | $2,400+10.7% | $3,574-25.7% | $2,281+16.5% |
| Participant deferral / active EE | $5,855 | $2,709+116.1% | $3,712+57.7% | $3,203+82.8% |
| Admin fee / account holder | $4,677 | $3,581+30.6% | $5,333-12.3% | $4,296+8.9% |