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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,740 | $167,533-82.8% | $151,645-81.0% | $134,545-78.6% |
| Participation rate | 88.2% | 88.4%-0.1pp | 87.5%+0.7pp | 81.2%+7.0pp |
| Annual return | 0.00% | 7.81%-7.8pp | 3.34%-3.3pp | 418.37%-418.4pp |
| Employer contribution / active EE | $2,050 | $6,828-70.0% | $6,165-66.7% | $4,742-56.8% |
| Participant deferral / active EE | $3,657 | $8,985-59.3% | $8,363-56.3% | $6,401-42.9% |
| Admin fee / account holder | $654 | $13,781-95.3% | $11,614-94.4% | $11,431-94.3% |