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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,625 | $148,558-94.9% | $135,925-94.4% | $139,427-94.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.57% | 79.22%-58.7pp | 68.25%-47.7pp | 373.27%-352.7pp |
| Employer contribution / active EE | $2,958 | $5,244-43.6% | $4,857-39.1% | $4,752-37.7% |
| Participant deferral / active EE | $2,958 | $8,101-63.5% | $7,759-61.9% | $6,711-55.9% |
| Admin fee / account holder | $1,638 | $12,401-86.8% | $10,764-84.8% | $11,404-85.6% |