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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,648 | $160,040-20.2% | $147,096-13.2% | $145,877-12.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.55% | 98.49%-78.9pp | 419.75%-400.2pp | 551.28%-531.7pp |
| Employer contribution / active EE | $6,296 | $5,289+19.0% | $4,936+27.6% | $4,663+35.0% |
| Participant deferral / active EE | $10,667 | $8,429+26.6% | $8,071+32.2% | $6,691+59.4% |
| Admin fee / account holder | $1,145 | $15,050-92.4% | $13,005-91.2% | $13,402-91.5% |