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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,582 | $148,623-37.7% | $135,974-31.9% | $139,466-33.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 32.12% | 79.30%-47.2pp | 68.30%-36.2pp | 373.66%-341.5pp |
| Employer contribution / active EE | $3,004 | $5,246-42.7% | $4,859-38.2% | $4,754-36.8% |
| Participant deferral / active EE | $7,500 | $8,103-7.4% | $7,760-3.4% | $6,712+11.7% |
| Admin fee / account holder | $730 | $12,406-94.1% | $10,767-93.2% | $11,409-93.6% |