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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,711 | $97,289-62.3% | $92,805-60.4% | $155,188-76.3% |
| Participation rate | 87.5% | 84.2%+3.3pp | 83.5%+4.0pp | 80.8%+6.7pp |
| Annual return | 12.57% | 29.03%-16.5pp | 31.59%-19.0pp | 148.84%-136.3pp |
| Employer contribution / active EE | $6,689 | $3,632+84.2% | $3,424+95.3% | $4,248+57.5% |
| Participant deferral / active EE | $991 | $8,795-88.7% | $8,448-88.3% | $6,531-84.8% |
| Admin fee / account holder | $558 | $12,015-95.4% | $10,911-94.9% | $14,480-96.1% |