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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,561 | $99,921+91.7% | $85,009+125.3% | $145,959+31.2% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 12.37% | 83.89%-71.5pp | 66.47%-54.1pp | 561.95%-549.6pp |
| Employer contribution / active EE | $2,954 | $3,233-8.6% | $2,728+8.3% | $4,661-36.6% |
| Participant deferral / active EE | $7,364 | $5,293+39.1% | $4,522+62.9% | $6,689+10.1% |
| Admin fee / account holder | $25,671 | $7,252+254.0% | $6,153+317.2% | $13,398+91.6% |