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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,094 | $175,231-33.7% | $149,696-22.4% | $139,466-16.8% |
| Participation rate | 95.0% | 83.4%+11.6pp | 78.8%+16.2pp | 80.3%+14.7pp |
| Annual return | 18.14% | 166.77%-148.6pp | 134.46%-116.3pp | 373.66%-355.5pp |
| Employer contribution / active EE | $6,949 | $5,478+26.9% | $4,821+44.2% | $4,754+46.2% |
| Participant deferral / active EE | $7,659 | $6,521+17.4% | $5,682+34.8% | $6,712+14.1% |
| Admin fee / account holder | $1,303 | $16,155-91.9% | $13,212-90.1% | $11,409-88.6% |