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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,964 | $138,076-88.4% | $123,553-87.1% | $135,380-88.2% |
| Participation rate | 75.0% | 84.7%-9.7pp | 82.3%-7.3pp | 82.6%-7.6pp |
| Annual return | -6.77% | 153.70%-160.5pp | 119.21%-126.0pp | 519.81%-526.6pp |
| Employer contribution / active EE | $1,140 | $5,152-77.9% | $4,628-75.4% | $4,779-76.1% |
| Participant deferral / active EE | $3,081 | $6,800-54.7% | $6,426-52.1% | $5,609-45.1% |
| Admin fee / account holder | $2,421 | $10,917-77.8% | $9,284-73.9% | $10,828-77.6% |