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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,686 | $154,145-92.4% | $130,014-91.0% | $139,427-91.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 36.52% | 32.49%+4.0pp | -137.22%+173.7pp | 373.27%-336.7pp |
| Employer contribution / active EE | $2,169 | $5,290-59.0% | $4,320-49.8% | $4,752-54.3% |
| Participant deferral / active EE | $6,643 | $6,711-1.0% | $5,821+14.1% | $6,711-1.0% |
| Admin fee / account holder | $640 | $14,009-95.4% | $10,616-94.0% | $11,404-94.4% |