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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 · EIN 45-3210377 | Recordkeeping Fees | $12,084 |
Filed as: CALIBER WEALTH MANAGEMENT, LLC Service code 27 · EIN 47-1873640 | Advisory (Plan) | $5,654 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,195 | $99,957-86.8% | $149,730-91.2% | $73,493-82.0% |
| Participation rate | 88.8% | 75.7%+13.0pp | 82.5%+6.3pp | 70.7%+18.1pp |
| Annual return | 68.75% | 53.87%+14.9pp | 276.70%-207.9pp | 28.51%+40.2pp |
| Employer contribution / active EE | $1,460 | $3,191-54.2% | $4,645-68.6% | $2,270-35.7% |
| Participant deferral / active EE | $4,062 | $6,073-33.1% | $6,843-40.6% | $3,740+8.6% |
| Admin fee / account holder | $102 | $551-81.4% | $9,310-98.9% | $513-80.1% |