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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,021 | $110,286-71.9% | $96,569-67.9% | $139,427-77.8% |
| Participation rate | 80.0% | 78.1%+1.9pp | 76.0%+4.0pp | 80.3%-0.3pp |
| Annual return | 24.52% | 26.39%-1.9pp | 25.87%-1.4pp | 373.27%-348.8pp |
| Employer contribution / active EE | $5,070 | $3,619+40.1% | $2,965+71.0% | $4,752+6.7% |
| Participant deferral / active EE | $13,455 | $5,546+142.6% | $4,851+177.4% | $6,711+100.5% |
| Admin fee / account holder | $801 | $11,592-93.1% | $8,251-90.3% | $11,404-93.0% |