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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,021 | $110,240-71.9% | $96,544-67.9% | $139,487-77.8% |
| Participation rate | 80.0% | 78.1%+1.9pp | 76.0%+4.0pp | 80.3%-0.3pp |
| Annual return | 24.52% | 26.41%-1.9pp | 25.88%-1.4pp | 373.84%-349.3pp |
| Employer contribution / active EE | $5,070 | $3,622+40.0% | $2,966+70.9% | $4,755+6.6% |
| Participant deferral / active EE | $13,455 | $5,549+142.5% | $4,851+177.3% | $6,713+100.4% |
| Admin fee / account holder | $801 | $11,602-93.1% | $8,254-90.3% | $11,407-93.0% |