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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,718 | $63,861-42.5% | $104,639-64.9% | $79,856-54.0% |
| Participation rate | 87.9% | 64.9%+23.0pp | 74.1%+13.8pp | 69.6%+18.2pp |
| Annual return | 10.18% | 21.30%-11.1pp | 340.67%-330.5pp | 31.71%-21.5pp |
| Employer contribution / active EE | $0 | $1,588-100.0% | $2,682-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,105 | $2,693-59.0% | $3,738-70.4% | $3,741-70.4% |
| Admin fee / account holder | $1,002 | $4,185-76.1% | $6,465-84.5% | $5,306-81.1% |