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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,657 | $100,970+180.9% | $96,576+193.7% | $137,256+106.7% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 19.58% | 38.16%-18.6pp | 38.47%-18.9pp | 220.34%-200.8pp |
| Employer contribution / active EE | $3,560 | $3,809-6.5% | $3,553+0.2% | $4,156-14.3% |
| Participant deferral / active EE | $26,000 | $8,286+213.8% | $7,956+226.8% | $6,407+305.8% |
| Admin fee / account holder | $1,153 | $11,312-89.8% | $11,381-89.9% | $12,270-90.6% |