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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,646 | $192,737-90.8% | $142,460-87.6% | $139,427-87.3% |
| Participation rate | 44.4% | 81.5%-37.0pp | 76.8%-32.3pp | 80.3%-35.9pp |
| Annual return | 32.82% | 17.99%+14.8pp | 19.99%+12.8pp | 373.27%-340.5pp |
| Employer contribution / active EE | $1,574 | $5,806-72.9% | $4,847-67.5% | $4,752-66.9% |
| Participant deferral / active EE | $2,312 | $7,208-67.9% | $6,283-63.2% | $6,711-65.5% |
| Admin fee / account holder | $113 | $15,125-99.3% | $10,011-98.9% | $11,404-99.0% |