Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $45,505 |
Service code 15 · EIN 13-5674085 | Recordkeeping | $23,940 |
ADP BROKER-DEALER8 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,708 | $56,638-65.2% | $169,397-88.4% | $74,473-73.5% |
| Participation rate | 24.2% | 67.5%-43.3pp | 77.2%-53.0pp | 70.7%-46.5pp |
| Annual return | 27.10% | 24.75%+2.3pp | 406.23%-379.1pp | 34.36%-7.3pp |
| Employer contribution / active EE | $279 | $2,027-86.2% | $4,013-93.0% | $2,638-89.4% |
| Participant deferral / active EE | $1,610 | $4,223-61.9% | $6,223-74.1% | $4,530-64.5% |
| Admin fee / account holder | $135 | $307-55.9% | $9,017-98.5% | $347-61.1% |